Retirement planning for dummies, Krantz, Matthew (usa Today, Financial Markets Reporter)
Старое издание
Автор: Krantz Matthew Название: Retirement Planning for Dummies ISBN: 1119627575 ISBN-13(EAN): 9781119627579 Издательство: Wiley Цена: 23220 T Наличие на складе: Поставка под заказ. Описание: Sometimes you get tired, doing this thing we call justice. You feel burned out or disillusioned. Sometimes you just need a word from the Lord. In these daily devotions, Donna Barber offers life-giving words of renewal and hope for those engaged in the resistance to injustice. When your legs are tired from marching and your knees are bruised from kneeling, you can experience rest and healing.
Автор: Krantz Matthew Название: Retirement Planning for Dummies ISBN: 1119627575 ISBN-13(EAN): 9781119627579 Издательство: Wiley Рейтинг: Цена: 23220.00 T Наличие на складе: Поставка под заказ. Описание: Sometimes you get tired, doing this thing we call justice. You feel burned out or disillusioned. Sometimes you just need a word from the Lord. In these daily devotions, Donna Barber offers life-giving words of renewal and hope for those engaged in the resistance to injustice. When your legs are tired from marching and your knees are bruised from kneeling, you can experience rest and healing.
Автор: Wade Pfau, Pfau Название: Retirement planning guidebook: navigatin ISBN: 194564009X ISBN-13(EAN): 9781945640094 Издательство: Неизвестно Рейтинг: Цена: 27540.00 T Наличие на складе: Нет в наличии. Описание:
The Retirement Planning Guidebook helps you navigate through the important decisions to prepare for your best retirement. You will have the detailed knowledge and understanding to make smart retirement decisions:
- Understand your personal retirement income style, which can then help you navigate through the conflicting opinions about retirement strategies to choose your right path.
- Learn about investment and insurance tools that may best resonate with your personal style.
- Determine if you are financially prepared for retirement by quantifying your financial goals (annual spending, legacy, and reserves for the unexpected) and comparing them to your available assets.
- Make smart decisions for when to start Social Security benefits, which could potentially support an additional $100,000 or more of lifetime income from Social Security.
- Develop a plan for making the best initial and ongoing choices from the alphabet soup of Medicare options, as well as how to find health coverage if you retire before Medicare eligibility.
- Assess where you wish to live in retirement and whether there are helpful ways to incorporate housing wealth into your retirement strategy.
- Decide how to manage your long-term care risk between self-funding, Medicaid, or private insurance, and take steps to support living at home for as long as possible.
- Understand how to manage your taxes to pay less, to avoid common pitfalls, and to have more for your lifetime and your legacy. You will be able to apply tax diversification, asset location, tax bracket management, and Roth conversions to enhance the sustainability of your retirement assets.
- Get your finances organized and understand how to get your estate and incapacity planning documents in order, including your will, account titling, beneficiary designations, financial power of attorney, and advance health care directives.
- Identify whether there is a role for trusts in your estate plan for reasons related to avoiding probate, controlling how and when assets are disbursed, obtaining creditor protections, or helping to manage estate taxes.
- Prepare for the non-financial aspects of retirement, including the need to find purpose and passion, to understand if there is a role for work in retirement, to enhance relationships and social connections, and to maintain an active and healthy lifestyle.
Retirement has an entire vocabulary associated with it. We'll demystify the 4% rule, sequence-of-return risk, time segmentation and buckets, reverse mortgages, income annuities, variable annuities, fixed index annuities, long-term care insurance, living trusts, irrevocable trusts, budgeting, the funded ratio, Medicare Advantage, Medicare supplements, diversified investment portfolios, Roth conversions, the hazards of the Social Security tax torpedo and increased Medicare premiums, buffer assets, 401(k) plans and IRAs, the rollover decision, distribution options for defined-benefit company pensions, required minimum distributions, qualified charitable distributions, aging in place, cognitive decline, and so much more.
The Retirement Planning Guidebook does not let important matters fall through the cracks. This is a comprehensive look at the key retirement decisions to achieve financial and non-financial success. You will have the foundation to make the most of your retirement years, and I hope you'll be able to do something great!
Автор: Yang Daoqi Название: Retirement Planning: 401k vs Roth 401k, IRA vs Roth IRA ISBN: 1977223575 ISBN-13(EAN): 9781977223579 Издательство: Неизвестно Рейтинг: Цена: 24470.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: This book aims to provide a comprehensive analysis, with data simulations, of: 1) when investing in a Roth 401(k) or Roth IRA would be a better choice than investing in a traditional pretax 401(k) or IRA; 2) when a Roth conversion would be beneficial to an investor. A unique discovery from the analysis and formulas derived in the book is that Roth can still be a better option even if your future tax brackets are lower than your current tax brackets, depending on your investment time horizon. The hope is that an investor can utilize the formulas and data contained in this book when making strategic decisions on choosing between a Roth 401(k) and pretax 401(k) or between a Roth IRA and traditional IRA, or deciding whether to do a Roth conversion. Making a correct decision could potentially lead to tens or hundreds of thousands of more dollars in their retirement investment.
Автор: Larimore Taylor, Lindauer Mel, Ferri Richard A. Название: The Bogleheads` Guide to Retirement Planning ISBN: 0470919019 ISBN-13(EAN): 9780470919019 Издательство: Wiley Рейтинг: Цена: 15840.00 T Наличие на складе: Поставка под заказ. Описание: Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy.
Автор: Stebbins Robert A. Название: Planning Your Time in Retirement: How to Cultivate a Leisure Lifestyle to Suit Your Needs and Interests ISBN: 1442221593 ISBN-13(EAN): 9781442221598 Издательство: Rowman & Littlefield Publishers Рейтинг: Цена: 60550.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: As the greying of our population continues, retirees are enjoying more and more healthy years of retirement, and those years can be productive, enjoyable, and rewarding. This work speaks to those retirees who wish to enjoy their golden years doing things they enjoy.
Автор: Senior Phil C. Название: Social Security Retirement Planning: You Should Have Started Your Financial And Retirement Goals Yesterday ISBN: 1702916308 ISBN-13(EAN): 9781702916301 Издательство: Неизвестно Рейтинг: Цена: 12870.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: It is important for you to be informed about Social Security retirement planning, and how it will be of benefit to you and to your dependents once you pass on. You should plan for all the people you are likely to leave behind so you have more assurance of what will happen if you are no longer there. You are not only planning for death; you are as well planning for retirement. What will happen after you retire and you are no longer under a payroll? The decisions that you make today will give you a better life in the future.This book gives you detailed information on Social Security and what you need to know. You will get to understand who is eligible to receive the survivor's benefits after the deceased has passed on, and you will get to understand how you can benefit as an individual paying their credits to Social Security. There are processes and rules that survivors need to adhere to so that they will be able to access the funds. You will be able to find this information in this book.The information on this book is deemed to be truthful and the author of this book has researched via different sources on the internet so as to compile the available information.
You are in a race, but it is not a sprint. It is a marathon. The most important factor is whether you finish the race. Looking around at other racers can break your concentration and trip you up, and you are aiming for your personal best.
Retirement is much the same. Your financial race is about the planning and preparation, your performance over time, and individual goals. In The Retirement Race, Thomas Michael Rauchegger shares his years of financial planning and retirement planning experience to help get you to the retirement finish line.
In The Retirement Race, you will learn:
Strategies to plan and save for retirement
How to build a strong financial estate
Risk-adjusted investing to combat volatile markets
The importance of income planning in retirement
Tax-reducing investment strategies
How to find the right financial professional for you
Why do 78% of NFL players experience financial difficulties after just two years of retirement? How do the top 22% get ahead and stay ahead?
Imagine spending ten years learning, practicing, and improving your skills in your favorite sport. After countless interviews, failed applications, and long nights, you finally get an offer to your favorite college or team. You spend two years training and developing your art for the chance to represent your team. Maybe your career lasts one season, or maybe it will last ten years. And once you retire from your career, you enjoy your well-deserved money for a couple of years, and boom - you're bankrupt. All of that hard work for nothing. You might think that this scenario is uncommon, but in fact, it's quite the opposite.
Many athletes earn large sums of money during their careers, but as everyone knows, they're just as likely to go bankrupt. For every Shaq, there's a Terrell Owens or Allen Iverson. Is managing your money that hard?
Around 60% of NBA players become bankrupt after two years of leaving the league. However, it's quite easy to ensure that this doesn't happen to you. Managing your finances is simple once you understand its different aspects. In "Athlete Finance," you're going to learn what the deal is with money and how to manage it, in plain English. If complicated words and calculations have always left you with a headache, then this is the book for you.
"Investing involves risk (something that's inevitable and can only be controlled not extinguished). Being financially uneducated is risky." - Robert T. Kiyosaki
In "Athlete Finance," Hadley Mannings will take you on a guided tour of personal finance's most important aspects. In this book, you will discover:
- Why diamonds aren't forever... and what really is
- What an asset is and what a liability is.
- How to use debt to create assets.
- Financial advisors: thumbs up or thumbs down?
- Why savings accounts just won't cut it.
- A simple stock market investment plan that you can implement today.
... and so much more
There's no reason for you to be intimidated by your money. You've conquered challenges on the field, and this is no different. With the right attitude and education, you'll ensure you'll never have to worry about money ever again.
Get ahead of your competition and buy this book now-your transformation starts here.
There are 44 million baby boomers who are retiring at an astonishing rate of 10,000 each day. Yet as few as five percent have done any retirement planning beyond selecting their retirement date and estimating their retirement income. In Discover the Right Retirement for You: A Comprehensive Guide for Retirement Planning, Joseph "Jay" Totter, himself a retired baby boomer, puts his career as a human resources administrator to work for readers. He has advised an immeasurable number of individuals in both his professional capacity and private life and now shares his two-year journey of investigation and research in which he expertly captures in the three retirement domains of health, wealth and self, and the six factors contained in each domain to help people retire healthier and happier. Just follow his guidance to do your own research in order to discover the right retirement for you.
Learn the essentials for retirement planning, how to invest in the Roth IRA effectively, and how to use Roth IRA to retire early!
Название: Wealth After Work: Innovative Reforms to Expand Retirement Security ISBN: 0815739346 ISBN-13(EAN): 9780815739340 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 36960.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement.
The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans—not just those with means.
Individual accounts have eclipsed traditional pensions as the primary vehicle for retirement saving in the United States—a shift that underlies many sources of retirement insecurity. The 401(k) plan and similar accounts have increased financial security for many people but have done nothing for millions more. Many of those who do have such plans are burdened with the need to make numerous saving, investment, and withdrawal decisions that stress their financial acumen. Financial advice that is unbiased, unconflicted, and affordable is often difficult to find. Managing wealth in retirement—especially the need to convert retirement savings into steady income—poses significant challenges that current financial instruments and practices do not adequately address. Economic downturns like the Great Recession and the COVID-19 pandemic increase financial insecurity and make addressing these issues more urgent.
Written by noted experts in the field, Wealth After Work offers practical solutions that address these concerns. The proposals show how policymakers can help all Americans gain access to retirement savings accounts, obtain better information about their savings choices, and better manage their wealth in retirement. By proposing solutions that build on, rather than replace the existing system, the book provides a nuanced, practical guide to reform that would benefit all Americans.
