Название: Changing Contours of Microfinance in India ISBN: 036717720X ISBN-13(EAN): 9780367177201 Издательство: Taylor&Francis Рейтинг: Цена: 32650.00 T Наличие на складе: Невозможна поставка. Описание: This book is a collection of experiences, empirical evidences and perspectives on the microfinance sector in India. This book presents interesting case studies on SHG (Self Help Group) movements, SHG federations and SHG-Bank Linkage Programmes.
Microfinance is the business of giving small, collateral-free loans to poor borrowers that are paid back in frequent intervals with interest. While these for-profit microfinance institutions (MFIs) promise social and economic empowerment, they have mainly succeeded at enfolding the poor--especially women--into the vast circuits of global finance. Financializing Poverty ethnographically examines how the emergence of MFIs has allowed financial institutions in the city of Kolkata, India, to capitalize on the poverty of its residents.
This book reveals how MFIs have restructured debt relationships in new ways. On the one hand, they have opened access to new streams of credit. However, as the network of finance increasingly incorporates the poor, the "inclusive" dimensions of microfinance are continuously met with rigid forms of credit risk management that reproduce the very inequality the loans are meant to alleviate. Moreover, despite being collateral-free loans, the use of life insurance to manage the high mortality rates of poor borrowers has led to the collateralization of life itself. Thus the newfound ability of the poor to use MFI loans has entrapped them in a system dependent not only on their circulation of capital, but on the poverty that threatens their lives.
Автор: Kalpana, K. Название: Women, Microfinance and the State in Neo-liberal India ISBN: 0367177242 ISBN-13(EAN): 9780367177249 Издательство: Taylor&Francis Рейтинг: Цена: 46950.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: This book discusses women-oriented microfinance initiatives in India and their articulation vis-is state developmentalism and contemporary neo-liberal capitalism. It examines how these initiatives encourage economically disadvantaged rural women to make claims upon state-provided microcredit and connect with multiple state institutions and agencies, thereby reshaping their gendered identities.
Автор: S. L. Shetty Название: Microfinance in India: Issues, Problems and Prospects: A Critical Review of Literature ISBN: 8171889395 ISBN-13(EAN): 9788171889396 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 64680.00 T Наличие на складе: Невозможна поставка. Описание: Explores the mind-boggling flurry of literature on the subject of microfinance. But it goes far beyond a review of literature on the concept, country models and history of microfinance movement in India; it provided a thematic work on the factual profiles of different microcredit programmes prevalent in the country and their progress.
Автор: Arvind Ashta Название: Microfinance: Battling a Wicked Problem ISBN: 2807600913 ISBN-13(EAN): 9782807600911 Издательство: Peter Lang Рейтинг: Цена: 55610.00 T Наличие на складе: Невозможна поставка. Описание:
A school of thought hails microcredit as a social innovation, a messiah to enable people to help themselves out of poverty through entrepreneurship. An opposing school of thought considers microcredit as a capitalist demon ensnaring the poor in poverty and debt. The layman and the million professionals working in this industry are at a loss to make sense of the stories that circulate about microcredit. This book provides this sense-making, useful for students, professionals, investors and researchers who are attracted to this field.
Poverty is a wicked problem, akin to Hydra, the Greek mythological monster with many heads. As microcredit tries to balance multiple objectives to grapple with these multiple heads, it has needed to shift the weapons it uses. The arsenal for this battle has needed new philosophies, changing ethics, differing missions, institutional partnerships, the latest technologies and new products. These rapid innovations have differed in speed across the world, with adaptations in developed and developing countries. This book presents these with many case studies and field research.
It is clear that development initiatives, no matter how financial, cross academic disciplines. At the very least, they affect disciplines such as economics, business management, sociology, history, geography, politics, legal systems in place, as well as science, which is evolving at such a high speed. The book provides this multidisciplinary view and motivates future research and practices.
Автор: Lieberman Ira W., DiLeo Paul, Watkins Todd A. Название: The Future of Microfinance ISBN: 0815737637 ISBN-13(EAN): 9780815737636 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 41580.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание:
A major source of financing for the poor and no longer a niche industry
Over the past four decades, microfinance--the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets--has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services.
Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector.
This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.
Название: Changing Contours of Microfinance in India ISBN: 1138665703 ISBN-13(EAN): 9781138665705 Издательство: Taylor&Francis Рейтинг: Цена: 102080.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: This book is a collection of experiences, empirical evidences and perspectives on the microfinance sector in India. This book presents interesting case studies on SHG (Self Help Group) movements, SHG federations and SHG-Bank Linkage Programmes. It identifies solutions in microfinance institutions for strengthening the savings movement and widening the credit access to the poor.
Автор: Kalpana Название: Women, Microfinance and the State in Neoliberal India ISBN: 1138685275 ISBN-13(EAN): 9781138685277 Издательство: Taylor&Francis Рейтинг: Цена: 153120.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: This book discusses women-oriented microfinance initiatives in India and their articulation vis-a-vis state developmentalism and contemporary neo-liberal capitalism. It examines how these initiatives encourage economically disadvantaged rural women to make claims upon state-provided microcredit.
Microfinance is the business of giving small, collateral-free loans to poor borrowers that are paid back in frequent intervals with interest. While these for-profit microfinance institutions (MFIs) promise social and economic empowerment, they have mainly succeeded at enfolding the poor--especially women--into the vast circuits of global finance. Financializing Poverty ethnographically examines how the emergence of MFIs has allowed financial institutions in the city of Kolkata, India, to capitalize on the poverty of its residents.
This book reveals how MFIs have restructured debt relationships in new ways. On the one hand, they have opened access to new streams of credit. However, as the network of finance increasingly incorporates the poor, the "inclusive" dimensions of microfinance are continuously met with rigid forms of credit risk management that reproduce the very inequality the loans are meant to alleviate. Moreover, despite being collateral-free loans, the use of life insurance to manage the high mortality rates of poor borrowers has led to the collateralization of life itself. Thus the newfound ability of the poor to use MFI loans has entrapped them in a system dependent not only on their circulation of capital, but on the poverty that threatens their lives.
Автор: Watkins, Todd A. Название: Introduction to microfinance ISBN: 9813143002 ISBN-13(EAN): 9789813143005 Издательство: World Scientific Publishing Рейтинг: Цена: 68640.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: Microfinance has grown from the obscure efforts of a few philanthropic institutions into a global industry that reaches 150-200 million clients through the branches of thousands of institutions. Microfinance has matured from exclusively funding loans to providing savings, insurance, healthcare, and education. Yet many people still think of it narrowly as microcredit. Understanding remains thin of what the industry does, how it functions and why.Introduction to Microfinance provides a non-technical introduction to the broad array of inclusive financial and non-financial services for the world's poor. It explores the financial lives of those families, and the microfinance institutions and rapidly growing industry that serve them. Written in close collaboration with college students for college students, under the auspices of one of the US's leading undergraduate programs in microfinance, it is the first-ever introductory college textbook about microfinance.What is microfinance? What are its methods and why? Does it work? What are its prospects and challenges? Why is it controversial? This book tackles these questions and more.
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