Financial Audit FY2019 and 2018: Bureau of Consumer Financial Protection and the Federal Housing Finance Agency, Lucas Fiedler
Автор: Michael Fried Название: Financial Audit FY2019 and 2018: Securities and Exchange Commission and the Bureau of the Fiscal Services ISBN: 153617579X ISBN-13(EAN): 9781536175790 Издательство: Nova Science Рейтинг: Цена: 182680.00 T Наличие на складе: Невозможна поставка. Описание: This book contains the results of the auditors report of the fiscal years 2019 and 2018 financial statement of the Securities and Exchange Commission and the Bureau of the Fiscal Service.
Автор: Treurniet, Jantiena Название: Financial issues: banking, consumer credit and financial protection ISBN: 1536162272 ISBN-13(EAN): 9781536162271 Издательство: Nova Science Рейтинг: Цена: 182680.00 T Наличие на складе: Невозможна поставка. Описание: Regulation of the banking industry has undergone substantial changes over the past decade. In response to the 2007-2009 financial crisis, many new bank regulations were implemented pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 or under the existing authorities of bank regulators to address apparent weaknesses in the regulatory regime. Chapter 1 provides a broad overview of selected banking-related issues, including issues related to "safety and soundness" regulation, consumer protection, community banks, large banks, what type of companies should be able to establish banks, and recent market and economic trends. Chapter 2 provides a broad overview of various banking topicsakey concepts in banking, overview of regulation, recent banking legislation, and policy issues. Banks generally must comply with a variety of requirements to hold minimum levels of capital. Chapter3 provides a brief overview of these requirements and examines related policy issues. Chapter 4 first provides background information on the consumer data industry and various specialty areas. It then examines one prominent specialty areaaconsumer scoringaand describes various factors used to calculate credit scores. Next, it provides a general description of the current regulatory framework of the consumer data industry. Finally, the chapter discusses selected policy issues pertaining to consumer data reports. Chapter 5 provides an overview of consumer lending markets, pricing, and legislative efforts designed to facilitate efficient credit allocation and pricing. The 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank; P.L. 111-203) established the Bureau of Consumer Financial Protection (CFPB) to implement and enforce federal consumer financial law while ensuring consumers can access financial products and services as reported in chapter 6. Chapter 7 reports on the results of the audits of the fiscal years 2017 and 2016 financial statements of the Bureau of Consumer Financial Protection, known as the Consumer Financial Protection Bureau (CFPB), which is incorporated in the enclosed Financial Report of the Consumer Financial Protection Bureau for Fiscal Year 2017. Chapter 8 provides an overview of how accounting and auditing standards are created and regulated in the private sector, the federal government, and state and local governments
Автор: Consumer Financial Protection Bureau Название: Payday Loans and Deposit Advance Products ISBN: 1499397038 ISBN-13(EAN): 9781499397031 Издательство: Неизвестно Цена: 17190.00 T Наличие на складе: Есть у поставщика Поставка под заказ.
In this volume, what are thought to be some of the more important aspects of the Dodd-Frank Act are discussed from a number of perspectives, including that of industry scholars who have been actively involved in evaluating financial regulation, regulators who are responsible for implementing the reform, financial policy experts representing think tanks and banking trade associations, congressmen and congressional staff involved with developing the legislation, and legal scholars. The volume summarizes the act, evaluates how the new regulations are being implemented and how the implementation process is progressing, and discusses modifications that, in the views of the authors, might be needed to more effectively achieve the stated goals of the legislation.
