Emerging Challenges and Innovations in Microfinance and Financial Inclusion, Michael O`Connor; Joana Silva Afonso
Автор: Sparkassenstiftung Название: From Microfinance to Inclusive Finance: Why Local Banking Works ISBN: 3527508023 ISBN-13(EAN): 9783527508020 Издательство: Wiley Рейтинг: Цена: 36910.00 T Наличие на складе: Поставка под заказ. Описание: The authors take into account developments from a historical, social science and economic point of view. Analysis and data interpretation is backed by case studies. They identify parameters both for failure and for success and also indicate how to optimize existing potentials.
Автор: S. Teki, R. K. Mishra Название: Microfinance & Financial Inclusion ISBN: 8171889484 ISBN-13(EAN): 9788171889488 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 49890.00 T Наличие на складе: Невозможна поставка. Описание: An increasing acknowledgement that financial services hold the key to mainstreaming the poor and disadvantaged in India makes this detailed account of financial inclusion - both as a concept and as a veritable solution to aid in the country’s development - a timely resource. The book states that the primary goal of financial inclusion is to broaden the scope of activities of the formal financial system, thus allowing people of low income to gradually participate in the system and thereby freeing the poor from poverty. The authors argue that important financial services such as credit, savings, insurance, and remittances should be provided at an affordable cost to low-income citizens. Topics discussed in the book include current financial exclusion; the roles of microfinance, banks, and nongovernmental organizations in financial inclusion; the Indian financial system; the credit needs of weaker sections of society in India; and Scheduled Castes development corporations.
Microfinance is the business of giving small, collateral-free loans to poor borrowers that are paid back in frequent intervals with interest. While these for-profit microfinance institutions (MFIs) promise social and economic empowerment, they have mainly succeeded at enfolding the poor--especially women--into the vast circuits of global finance. Financializing Poverty ethnographically examines how the emergence of MFIs has allowed financial institutions in the city of Kolkata, India, to capitalize on the poverty of its residents.
This book reveals how MFIs have restructured debt relationships in new ways. On the one hand, they have opened access to new streams of credit. However, as the network of finance increasingly incorporates the poor, the "inclusive" dimensions of microfinance are continuously met with rigid forms of credit risk management that reproduce the very inequality the loans are meant to alleviate. Moreover, despite being collateral-free loans, the use of life insurance to manage the high mortality rates of poor borrowers has led to the collateralization of life itself. Thus the newfound ability of the poor to use MFI loans has entrapped them in a system dependent not only on their circulation of capital, but on the poverty that threatens their lives.
Microfinance is the business of giving small, collateral-free loans to poor borrowers that are paid back in frequent intervals with interest. While these for-profit microfinance institutions (MFIs) promise social and economic empowerment, they have mainly succeeded at enfolding the poor--especially women--into the vast circuits of global finance. Financializing Poverty ethnographically examines how the emergence of MFIs has allowed financial institutions in the city of Kolkata, India, to capitalize on the poverty of its residents.
This book reveals how MFIs have restructured debt relationships in new ways. On the one hand, they have opened access to new streams of credit. However, as the network of finance increasingly incorporates the poor, the "inclusive" dimensions of microfinance are continuously met with rigid forms of credit risk management that reproduce the very inequality the loans are meant to alleviate. Moreover, despite being collateral-free loans, the use of life insurance to manage the high mortality rates of poor borrowers has led to the collateralization of life itself. Thus the newfound ability of the poor to use MFI loans has entrapped them in a system dependent not only on their circulation of capital, but on the poverty that threatens their lives.
Автор: Bali Swain Название: The Microfinance Impact ISBN: 1138808377 ISBN-13(EAN): 9781138808379 Издательство: Taylor&Francis Рейтинг: Цена: 53070.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: Financial inclusion through microfinance has become a powerful force in improving the living conditions of poor farmers, rural non-farm enterprises and other vulnerable groups. In its unique ability to link the existing extensive network of India’s rural bank branches with the Self Help Groups (SHG), the National Bank of Agriculture and Rural Development (NABARD) has covered up to 97 million poor households by March 2010 under its Self Help Group Bank Linkage Programme. Policy-makers have proclaimed SHGs as ‘‘the most potent initiative … for delivering financial services to the poor in a sustainable manner." This book presents a comprehensive scientific assessment of the impact of the Self Help Group Bank Linkage Programme (SBLP) on the member households. The book discusses wide-ranging topics, including the rural financial sector in India, the history and structure of the SBLP, the impact methodologies, the economic and social impact of microfinance, its role in building assets while reducing poverty and vulnerability, the role of women and their empowerment, training and accumulation of human capital and policy implications of lessons learned. The empirical results show that vulnerability of the more mature SHG members declines significantly. Vulnerability also falls for villages with better infrastructure and for SHGs that are formed by NGOs and linked by banks. The results strongly demonstrate that on average, there is a significant increase in the empowerment of the female participants. The economic impact of SBLP is found to be the most empowering. Greater autonomy and changes in social attitudes also lead to female empowerment. The investigation further reveals that training (especially business training) has a definite positive impact on assets but not on income. The impact of training can be improved through better infrastructure (as in paved roads), linkage model type, and the training organiser. Bridging the gap in the existing literature and between academics and practitioners, this book moves beyond the usual theoretical issues in the impact assessment literature and draws on new developments in methodology. It will be of interest to academics, development practitioners and students of economics, political science, sociology, public policy and development studies.
Автор: Horton, Lynn (chapman University, California) Название: Women and microfinance in the global south ISBN: 1108418724 ISBN-13(EAN): 9781108418720 Издательство: Cambridge Academ Рейтинг: Цена: 101370.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: Women and Microfinance in the Global South incorporates a meta-synthesis of thirty qualitative empirical cases from Asia, Africa, and Latin America to explore the links between microfinance and women`s empowerment, questioning how microfinance facilitates the economic and socio-political empowerment of women.
Автор: Asian Development Bank Название: Assessment of Microinsurance as Emerging Microfinance Service for the Poor: The Case of the Philippines ISBN: 929257745X ISBN-13(EAN): 9789292577452 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 17550.00 T Наличие на складе: Невозможна поставка. Описание: The Asian Development Bank (ADB) is an active partner of the Government of the Philippines in developing microfinance-the provision of insurance products that meet the needs of the disadvantaged for risk protection and relief against misfortune. As a result, microfinance activities have increased, and diversified formal financial services were made available to impoverished clients at affordable costs. However, there is still the risk of making poverty-stricken clients worse off because of unexpected events, prompting ADB to create interventions that focus on microinsurance development. This report assesses the expansion of microinsurance activities based on the Philippines' experience, with guidance on next steps forward.
Автор: Sorell Название: Microfinance, Rights and Global Justice ISBN: 1107110971 ISBN-13(EAN): 9781107110977 Издательство: Cambridge Academ Рейтинг: Цена: 95040.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: Microfinance in the form of small loans to promote entrepreneurial activity is increasingly seen as a sustainable means of aiding the global poor. This book examines the ethical issues arising from microfinance practices, including important questions about exploitation, human rights, and efforts to promote global justice.
Автор: Schuster Caroline E. Название: Social Collateral: Women and Microfinance in Paraguay`s Smuggling Economy ISBN: 0520287053 ISBN-13(EAN): 9780520287051 Издательство: Wiley Рейтинг: Цена: 26400.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: Microcredit is part of a global trend of financial inclusion that brings banking services, especially small loans, to the world`s poor. In this book, the author explores Paraguayan solidarity lending as a window into the tensions between social development and global finance.
Автор: Doris K?hn Название: Microfinance 3.0 ISBN: 3642417035 ISBN-13(EAN): 9783642417030 Издательство: Springer Рейтинг: Цена: 46570.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: This book focuses on the achievements, current trends and further potential of microfinance to scale-up and serve many more clients with financial services that enable them to improve their living conditions.
Автор: Rцsler Ren Название: Microfinance on Corporate Level ISBN: 3836493144 ISBN-13(EAN): 9783836493147 Издательство: Неизвестно Рейтинг: Цена: 57270.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: In 1962, amidst the Cuban Revolution, Third World decolonization, and the African American freedom movement, Jamaica and Trinidad and Tobago became the first British West Indian colonies to gain independence. This book is an international history of Anglo-American-Caribbean relations, including the role of the transnational African diaspora, during the long decolonization of the British Caribbean.
Казахстан, 010000 г. Астана, проспект Туран 43/5, НП2 (офис 2) ТОО "Логобук" Тел:+7 707 857-29-98 ,+7(7172) 65-23-70 www.logobook.kz
