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Credit data and scoring: the first triumph of big data and big algorithms, E. Rosenblatt


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Автор: E. Rosenblatt   (Ву Розенблатт)
Название:  Credit data and scoring: the first triumph of big data and big algorithms
Перевод названия: Ву Розенблатт: Кредитные данные и скоринг. Первый триумф больших данных и больших алгоритмов
ISBN: 9780128188156
Издательство: Elsevier Science
Классификация:


ISBN-10: 0128188154
Обложка/Формат: Paperback
Страницы: 274
Вес: 0.50 кг.
Дата издания: 07.01.2020
Язык: English
Размер: 153 x 228 x 24
Подзаголовок: The first triumph of big data and big algorithms
Ссылка на Издательство: Link
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Поставляется из: Европейский союз
Описание:

Credit Data and Scoring: The First Triumph of Big Data and Big Algorithms illuminates the often-hidden practice of predicting an individuals economic responsibility. Written by a leading practitioner, it examines the international implications of US leadership in credit scoring and what other countries have learned from it in building their own systems. Through its comprehensive contemporary perspective, the book also explores how algorithms and big data are driving the future of credit scoring. By revealing a new big picture and data comparisons, it delivers useful insights into legal, regulatory and data manipulation.

  • Provides insights into credit scoring goals and methods
  • Examines U.S leadership in developing credit data and algorithms and how other countries depart from it
  • Analyzes the growing influence of algorithms in data scoring


Network Science

Автор: Barab?si
Название: Network Science
ISBN: 1107076269 ISBN-13(EAN): 9781107076266
Издательство: Cambridge Academ
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Цена: 51750.00 T
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Описание: Illustrated throughout in full colour, this pioneering textbook, spanning a wide range of disciplines from physics to the social sciences, is the only book needed for an introduction to network science. In modular format, with clear delineation between undergraduate and graduate material, its unique design is supported by extensive online resources.

Sequential and Parallel Algorithms and Data Structures

Название: Sequential and Parallel Algorithms and Data Structures
ISBN: 3030252086 ISBN-13(EAN): 9783030252083
Издательство: Springer
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Цена: 41920.00 T
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Описание: This undergraduate textbook is a concise introduction to the basic toolbox of structures that allow efficient organization and retrieval of data, key algorithms for problems on graphs, and generic techniques for modeling, understanding, and solving algorithmic problems.

Algorithms for Data Science

Автор: Steele
Название: Algorithms for Data Science
ISBN: 3319457950 ISBN-13(EAN): 9783319457956
Издательство: Springer
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Цена: 83850.00 T
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Описание:

This textbook on practical data analytics unites fundamental principles, algorithms, and data. Algorithms are the keystone of data analytics and the focal point of this textbook. Clear and intuitive explanations of the mathematical and statistical foundations make the algorithms transparent. But practical data analytics requires more than just the foundations. Problems and data are enormously variable and only the most elementary of algorithms can be used without modification. Programming fluency and experience with real and challenging data is indispensable and so the reader is immersed in Python and R and real data analysis. By the end of the book, the reader will have gained the ability to adapt algorithms to new problems and carry out innovative analyses.
This book has three parts:
(a) Data Reduction: Begins with the concepts of data reduction, data maps, and information extraction. The second chapter introduces associative statistics, the mathematical foundation of scalable algorithms and distributed computing. Practical aspects of distributed computing is the subject of the Hadoop and MapReduce chapter.
(b) Extracting Information from Data: Linear regression and data visualization are the principal topics of Part II. The authors dedicate a chapter to the critical domain of Healthcare Analytics for an extended example of practical data analytics. The algorithms and analytics will be of much interest to practitioners interested in utilizing the large and unwieldly data sets of the Centers for Disease Control and Prevention's Behavioral Risk Factor Surveillance System.
(c) Predictive Analytics Two foundational and widely used algorithms, k-nearest neighbors and naive Bayes, are developed in detail. A chapter is dedicated to forecasting. The last chapter focuses on streaming data and uses publicly accessible data streams originating from the Twitter API and the NASDAQ stock market in the tutorials.This book is intended for a one- or two-semester course in data analytics for upper-division undergraduate and graduate students in mathematics, statistics, and computer science. The prerequisites are kept low, and students with one or two courses in probability or statistics, an exposure to vectors and matrices, and a programming course will have no difficulty. The core material of every chapter is accessible to all with these prerequisites. The chapters often expand at the close with innovations of interest to practitioners of data science. Each chapter includes exercises of varying levels of difficulty. The text is eminently suitable for self-study and an exceptional resource for practitioners.

Modern Computer Algebra

Автор: von zur Gathen
Название: Modern Computer Algebra
ISBN: 1107039037 ISBN-13(EAN): 9781107039032
Издательство: Cambridge Academ
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Цена: 117210.00 T
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Описание: Designed to accompany one- or two-semester courses for advanced undergraduate or graduate students, this textbook is widely regarded as the `bible of computer algebra`. Its comprehensiveness and reliability also makes it an essential reference for professionals. This updated edition includes an overview of recent improvements in areas like primality testing.

An Introduction to Formal Logic

Автор: Peter Smith
Название: An Introduction to Formal Logic
ISBN: 1108411398 ISBN-13(EAN): 9781108411394
Издательство: Cambridge Academ
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Цена: 29560.00 T
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Описание: Formal logic provides us with a powerful set of techniques for criticizing some arguments and showing others to be valid. These techniques are relevant to all of us with an interest in being skilful and accurate reasoners. In this very accessible book, extensively revised and rewritten for the second edition, Peter Smith presents a guide to the fundamental aims and basic elements of formal logic. He introduces the reader to the languages of propositional and predicate logic, and develops natural deduction systems for evaluating arguments translated into these languages. His discussion is richly illustrated with worked examples and exercises, and alongside the formal work there is illuminating philosophical commentary. This book will make an ideal text for a first logic course and will provide a firm basis for further work in formal and philosophical logic.

Algorithmics of Matching Under Preferences

Автор: Manlove David
Название: Algorithmics of Matching Under Preferences
ISBN: 9814425249 ISBN-13(EAN): 9789814425247
Издательство: World Scientific Publishing
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Цена: 174240.00 T
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Описание: Matching problems with preferences are all around us - they arise when agents seek to be allocated to one another on the basis of ranked preferences over potential outcomes. Efficient algorithms are needed for producing matchings that optimise the satisfaction of the agents according to their preference lists. This book deals with this topic.

Algorithms: Design Techniques And Analysis (Revised Edition)

Автор: Alsuwaiyel M H
Название: Algorithms: Design Techniques And Analysis (Revised Edition)
ISBN: 9814723649 ISBN-13(EAN): 9789814723640
Издательство: World Scientific Publishing
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Цена: 152070.00 T
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Описание: Problem solving is an essential part of every scientific discipline. It has two components: (1) problem identification and formulation, and (2) the solution to the formulated problem. One can solve a problem on its own using ad hoc techniques or by following techniques that have produced efficient solutions to similar problems. This requires the understanding of various algorithm design techniques, how and when to use them to formulate solutions, and the context appropriate for each of them.Algorithms: Design Techniques and Analysis advocates the study of algorithm design by presenting the most useful techniques and illustrating them with numerous examples — emphasizing on design techniques in problem solving rather than algorithms topics like searching and sorting. Algorithmic analysis in connection with example algorithms are explored in detail. Each technique or strategy is covered in its own chapter through numerous examples of problems and their algorithms.Readers will be equipped with problem solving tools needed in advanced courses or research in science and engineering.

Think Data Structures: Algorithms and Information Retrieval in Java

Автор: Downey Allen B.
Название: Think Data Structures: Algorithms and Information Retrieval in Java
ISBN: 1491972394 ISBN-13(EAN): 9781491972397
Издательство: Wiley
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Цена: 33780.00 T
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Описание: If you`re a student studying computer science or a software developer preparing for technical interviews, this practical book will help you learn and review some of the most important ideas in software engineering-data structures and algorithms-in a way that`s clearer, more concise, and more engaging than other materials.

Genetic Algorithms + Data Structures = Evolution Programs

Автор: Zbigniew Michalewicz
Название: Genetic Algorithms + Data Structures = Evolution Programs
ISBN: 3642082335 ISBN-13(EAN): 9783642082337
Издательство: Springer
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Цена: 88500.00 T
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Описание: Hence evolution programming techniques, based on genetic algorithms, are applicable to many hard optimization problems, such as optimization of functions with linear and nonlinear constraints, the traveling salesman problem, and problems of scheduling, partitioning, and control.

Credit Scoring and its Applications, Second Edition

Автор: L. Thomas, D. Edelman, J. Crook
Название: Credit Scoring and its Applications, Second Edition
ISBN: 1611974550 ISBN-13(EAN): 9781611974553
Издательство: Mare Nostrum (Eurospan)
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Цена: 91130.00 T
Наличие на складе: Невозможна поставка.
Описание: Credit Scoring and Its Applications is recognized as the bible of credit scoring. It contains a comprehensive review of the objectives, methods, and practical implementation of credit and behavioral scoring. The authors review principles of the statistical and operations research methods used in building scorecards, as well as the advantages and disadvantages of each approach. The book contains a description of practical problems encountered in building, using, and monitoring scorecards and examines some of the country-specific issues in bankruptcy, equal opportunities, and privacy legislation. It contains a discussion of economic theories of consumers' use of credit, and readers will gain an understanding of what lending institutions seek to achieve by using credit scoring and the changes in their objectives.New to the second edition are:lessons that can be learned for operations research model building from the global financial crisiscurrent applications of scoringdiscussions on the Basel Accords and their requirements for scoringnew methods for scorecard building and new expanded sections on ways of measuring scorecard performance, andsurvival analysis for credit scoring.Other unique features include methods of monitoring scorecards and deciding when to update them, as well as different applications of scoring, including direct marketing, profit scoring, tax inspection, prisoner release, and payment of fines.

Credit Report Accuracy: A National Study of Primary Participants in the Scoring & Reporting Process

Автор: Jace B Alleyne
Название: Credit Report Accuracy: A National Study of Primary Participants in the Scoring & Reporting Process
ISBN: 162618478X ISBN-13(EAN): 9781626184787
Издательство: Nova Science
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Цена: 346360.00 T
Наличие на складе: Невозможна поставка.
Описание: This book examines the Federal Trade Commissions (FTCs) study on the accuracy and completeness of consumer credit reports. The FTC contracted a research team to conduct two pilot studies and collect the data for the main study described in this book. The study was designed to be the first to engage all the primary groups that participate in the credit reporting and scoring process; consumers, lenders/data furnishers, the Fair Isaac Corporation, and the CRAs; and to provide an overview of the credit reporting industry, the dispute process, and the need for an accuracy study.

Intelligent Credit Scoring: Building and Implementing Better Credit Risk Scorecards

Автор: Siddiqi Naeem
Название: Intelligent Credit Scoring: Building and Implementing Better Credit Risk Scorecards
ISBN: 1119279151 ISBN-13(EAN): 9781119279150
Издательство: Wiley
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Цена: 41190.00 T
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Описание: A better development and implementation framework for credit risk scorecards Intelligent Credit Scoring presents a business-oriented process for the development and implementation of risk prediction scorecards.


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