A Safer Retirement For The Hardworking American, Retirement Planning Decker
Автор: Retirement Planning Decker Название: A Safer Retirement For The Business Professional ISBN: 1732439753 ISBN-13(EAN): 9781732439757 Издательство: Неизвестно Цена: 18350.00 T Наличие на складе: Невозможна поставка. Описание:
A Safer Retirement for the Business Professional was written to help you be the boss over your most precious commodity, your time.
This book outlines a math-based, principle-based approach that will allow you to retire with a greater sense of certainty. It is meant to be a guide in your pursuit of setting up a successful retirement.
Study the material, conduct your own research, and pursue your personal plans to achieve your chosen retirement lifestyle.
Автор: Retirement Planning Decker Название: A Safer Retirement For The Engineer ISBN: 1732439737 ISBN-13(EAN): 9781732439733 Издательство: Неизвестно Цена: 18350.00 T Наличие на складе: Невозможна поставка. Описание:
A Safer Retirement for the Engineer was written for the engineer who seeks a math-based, principle-based approach to retirement.
This book will discuss the three principles that govern proper retirement planning and will show you how to calculate, down to the month, net of tax, how much you can spend in retirement without running out of money.
This book was written to be a project guide, so when you decide to transition into retirement, you will retire with a logical plan in place.
Are you worried about your retirement? Do you want to create a lasting financial legacy for your children and grandchildren? Need some financial advice on how to plan for retirement? Forty-two percent of all workers (young and old) are concerned that they will not be able to meet the basic financial needs of their household.
Now there is a book brought to you by a group of 14 highly successful financial planning experts, called Master Your Financial Success, which is filled with insight, advice and practical information in the areas of Retirement and Creating a Lasting Legacy.
The advice in this book comes from the collective expertise of over 200 years of successful financial planning experience and was written to guide you through your toughest retirement and legacy decisions.
You'll receive guidance on:
- Financial Planning for Busy Professionals
- Strategies to Preserve Wealth
- What to consider as a business owner
- Whether to consider a Corporate Retirement Plan
- How to incorporate Life Insurance into your financial planning
- Strategies on how to manage your charitable giving
Two fundamentally different philosophies for retirement income planning, which I call probability-based and safety-first, diverge on the critical issue of where a retirement plan is best served: in the risk/reward trade-offs of a diversified and aggressive investment portfolio that relies primarily on the stock market, or in the contractual protections of insurance products that integrate the power of risk pooling and actuarial science alongside investments.
The probability-based approach is generally better understood by the public. It advocates using an aggressive investment portfolio with a large allocation to stocks to meet retirement goals. My earlier book How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Strategies provides an extensive investigation of probability-based approaches. But this investments-only attitude is not the optimal way to build a retirement income plan.
There are pitfalls in retirement that we are less familiar with during the accumulation years. The nature of risk changes. Longevity risk is the possibility of living longer than planned, which could mean not having resources to maintain the retiree's standard of living. And once retirement distributions begin, market downturns in the early years can disproportionately harm retirement sustainability. This is sequence-of-returns risk, and it acts to amplify the impacts of market volatility in retirement. Traditional wealth management is not equipped to handle these new risks in a fulfilling way. More assets are required to cover spending goals over a possibly costly retirement triggered by a long life and poor market returns. And yet, there is no assurance that assets will be sufficient. For retirees who are worried about outliving their wealth, probability-based strategies can become excessively conservative and stressful.
This book focuses on the other option: safety-first retirement planning. Safety-first advocates support a more bifurcated approach to building retirement income plans that integrates insurance with investments, providing lifetime income protections to cover spending. With risk pooling through insurance, retirees effectively pay an insurance premium that will provide a benefit to support spending in otherwise costly retirements that could deplete an unprotected investment portfolio.
Insurance companies can pool sequence and longevity risks across a large base of retirees, much like a traditional defined-benefit company pension plan or Social Security, allowing for retirement spending that is more closely aligned with averages. When bonds are replaced with insurance-based risk pooling assets, retirees can improve the odds of meeting their spending goals while also supporting more legacy at the end of life, especially in the event of a longer-than-average retirement.
We walk through this thought process and logic in steps, investigating three basic ways to fund a retirement spending goal: with bonds, with a diversified investment portfolio, and with risk pooling through annuities and life insurance. We consider the potential role for different types of annuities including simple income annuities, variable annuities, and fixed index annuities. I explain how different annuities work and how readers can evaluate them. We also examine the potential for whole life insurance to contribute to a retirement income plan.
When we properly consider the range of risks introduced after retirement, I conclude that the integrated strategies preferred by safety-first advocates support more efficient retirement outcomes. Safety-first retirement planning helps to meet financial goals with less worry. This book explains how to evaluate different insurance options and implement these solutions into an integrated retirement plan.
Автор: Krantz Matthew Название: Retirement Planning for Dummies ISBN: 1119627575 ISBN-13(EAN): 9781119627579 Издательство: Wiley Рейтинг: Цена: 23220.00 T Наличие на складе: Поставка под заказ. Описание: Sometimes you get tired, doing this thing we call justice. You feel burned out or disillusioned. Sometimes you just need a word from the Lord. In these daily devotions, Donna Barber offers life-giving words of renewal and hope for those engaged in the resistance to injustice. When your legs are tired from marching and your knees are bruised from kneeling, you can experience rest and healing.
When it comes to consequential retirement decisions, more and more people are preferring to pay their financial advisors directly for upfront planning advice in lieu of traditional asset management fees and commissions. This book explores how advisors of the future without any ambiguity will need to offer complete financial plans & cohesive strategies prior to any discussion of new product implementation. The first planning book of its kind, we will introduce Advice Only as the fundamental belief by some clients that a financial planning strategy will only ever feel complete if -and only if- it is developed in total isolation from any form of a product sale. This planning approach is sure to contribute to the disruption of the financial services industry and advice-giving as we know it today. Readers will learn THEY hold the keys necessary to change how financial advice is delivered, not necessarily the financial institutions or through government regulation.
This book will provide new retirees with the information needed not only to be financially successful in retirement but also to discover the right financial planning methodology for them. Additionally, we'll explore other subjective investment and tax-related approaches to help determine your personalized retirement philosophy. You'll learn the importance of having a plan that is proven viable with math and gives you what you want, but is still flexible enough to work under a variety of scenarios - not just the ideal one.
Автор: Miller Daniel S. Название: Retirement Built to Last: Planning for When the Paychecks Stop ISBN: 1599326965 ISBN-13(EAN): 9781599326962 Издательство: Неизвестно Цена: 13790.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: PLANNING FOR RETIREMENT'S CHALLENGES Are you thinking about your financial future, wondering if what you have is enough to last through a comfortable retirement? Meet Daniel S. Miller, CERTIFIED FINANCIAL PLANNER(TM). Dan takes the time to listen to you to design a retirement plan based upon your needs, your goals, and your dreams. In Retirement Built to Last you will: -realize the value of having a tailor-made retirement and income plan -understand the importance of coordinating all the pieces of your financial life into a cohesive plan -determine how Social Security works and how to factor it into your plan Don't leave your financial future up to fate. Let Dan and his staff help identify where you are today, determine where you want to be, and help you figure out a plan to get there.
Автор: Martinsen Lane G. Название: The Holistic Retirement Planning Revolution ISBN: 1733593918 ISBN-13(EAN): 9781733593915 Издательство: Неизвестно Рейтинг: Цена: 23210.00 T Наличие на складе: Невозможна поставка. Описание:
"Mr. Martinsen skillfully explains powerful, complex financial and tax concepts in an easy-to-understand manner. I recommend this book to everyone. The tools presented are sophisticated and robust. However, they are presented in a manner that makes for easy reading, adapted to a level that all can appreciate." Curtis Farnsworth, CPA Farnsworth Company, PLLC Chandler, AZ
WE OFTEN SEE RETIREMENT AS "THE GOAL" TO ACHIEVE, BUT THE REAL GOAL IS TO BE ABLE TO "STAY RETIRED."
Conventional wisdom steeped in outdated financial advice is still overwhelmingly common in our rapidly changing world. Experience greater peace of mind from knowing your retirement income plan is optimized and achieving "gamma". Gamma is the measurable increase in your retirement income and can only be achieved through comprehensive holistic retirement planning.
"Lane Martinsen does a great job informing the reader of the current issues facing our generation for retirement. The book is well written, easy to follow, and to the point. I will definitely be making changes to my retirement philosophies on the basis of Lane's Holistic Approach". Brett A. Brudvik, Attorney Brudvik Law Office, P.C.
Lane Martinsen leaves no stone uncovered as he makes a convincing case for a holistic approach to retirement planning. Spend some time with this book and take to heart its vital message. David McKnight, Author of The Power of Zero
More Information https: //www.HolisticRetirementPlanningRevolution.com
Название: Transitions through the labor market ISBN: 1787564622 ISBN-13(EAN): 9781787564626 Издательство: Emerald Рейтинг: Цена: 116530.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: This volume contains seven original and innovative articles which analyze labor market transitions, how individuals progress from school to work, choose a particular occupation, move up the job ladder, and finally withdraw from the workforce to retirement. Investigations are done by race and gender; and social implications are examined.
Автор: Smith Hyrum Название: The Retirement Wisdom Workbook: Planning and Mindfulness for Your Happiest Years ISBN: 1633538125 ISBN-13(EAN): 9781633538122 Издательство: Неизвестно Рейтинг: Цена: 17460.00 T Наличие на складе: Есть у поставщика Поставка под заказ. Описание: A guide to wealth, health, relationships, and purpose during retirement
Includes Worksheets on Finances, Time Management, Health, Self-care, Family, Relationships, Hobbies, Volunteering and much more
Make plans for the happiest time: Retirement is a new season, a new opportunity, to live purposefully. It's not an end. You may have quit a job, but you don't have to quit at life. This is your time to do something meaningful. And this time you get to choose exactly what YOU want to do. Now is the time because now you actually have time. Let's take that bucket list and get started
Time-management for retirement: Hyrum Smith, nationally-renowned "Father of Time Management" and co-creator of The Franklin Planner System, is the preeminent expert for using time wisely. The author of the bestselling Purposeful Retirement, Smith's new book lays out what is essentially a guide to making sure we all take full advantage of the decades we get to enjoy after full-time work.
Everything from money and exercise to hobbies and clubs: Smith sheds light on what he calls the "gifts of retirement," the opportunity to reclaim your time and spend it exactly the way you want to. This practical handbook covers:
Retirement financial planning
Health management and exercise advice
The importance of clubs, volunteering and social groups in maintaining friendships, relationships, and a social life once you stop going to work every day
And much more
Mindfulness for your later years: How often do you get personal advice from one of the top time management gurus in the world? Here's your chance Hyrum Smith's guide to the good life of retirement is invaluable for anyone looking at the post-career years as well as retirees looking for insight into how to manage their retirement years, so that they are joyful and fulfilling. Hyrum Smith's one-of-a-kind expertise and wise counsel in The Purposeful Retirement Workbook will take you from apprehension to living life and loving it
Discover simple time management and mindful planning guidance for a joyful and meaningful retirement.
Автор: Cagle C. J. Название: Reimagine Retirement: Planning and Living for the Glory of God ISBN: 1535954175 ISBN-13(EAN): 9781535954174 Издательство: Неизвестно Цена: 15630.00 T Наличие на складе: Невозможна поставка. Описание: Americans are crazy about retirement. Everywhere we look there are books, articles, and websites dedicated to the subject--most of which are about how to get there fast, and how to enjoy it when you're there. In this book, Chris Cagle, himself a recent retiree, challenges us to reimagine retirement from a distinctly Christian perspective. In the process, he will challenge our typical view of retirement as the ultimate reward for a life of hard work by asking key questions:
What does the Bible have to say, if anything, about retirement?
What would a God-honoring and glorifying retirement look like?
If retirement is probable for most of us, how should we plan for it as wise stewards of the resources God has entrusted to our care?
In Reimagine Retirement, Chris answers these and other questions to help us construct a vision of retirement that reflects the values, priorities, and purposes that are most important to God.
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